In order to stabilize the residence of homeless workers with financial resources from the National Housing Fund, the Ministry of Land, Infrastructure and Transport shall operate a system for lending of pre-paid housing loans to a financial institution entrusted with loan business of pre-paid housing by keeping lease-related documents, such as a certificate of employment without any special security, receipt of source collection of wage and salary income, etc., and a contract for lease with a fixed date, and applying for credit guarantee and loan to a financial institution entrusted with loan

The act of fraud of lending workers' house leasing loan funds can be easily loaned without due process, such as the establishment of a pledge right to the refund of lease deposit and the lessor has no obligation to deposit the loan to the relevant financial institution at the time of the repayment of lease deposit. The structure is to make false employment-related documents, such as a certificate of employment in the name of a disguised company, a detailed statement of payment, a certificate of source of income tax collection, etc., as if the borrower is employed by the nominal owner of the loan by soliciting the lending company to apply for the loan of the house leasing loan, and to make a false document, such as a certificate of employment in the name of the disguised company, a certificate of payment, and a certificate of source of income tax collection, etc., as if the lessor had concluded the lease contract with the false lessee with the house leasing company by recruiting the lessor, and then make a false lessee submit the aforementioned false document to the financial institution, and then distribute the loan received by having the credit guarantee company and workers' loan of the Korea Housing Finance Corporation apply

B (A) The Seoul Southern District Court on July 24, 2018 is a loan hub, and C is a person who owns the Gyeonggi-gu Incheon Metropolitan Government D Apartment E (hereinafter “instant real estate”) and plays a false lessor’s role. The Defendant is a person who performs a false lessee’s role, and F introduced C to B.