A. (1) On August 29, 2006, Plaintiff A entered into a D contract with the Defendant, an insurance company, on condition of eight special agreements, including the guarantee of hospitalization and the medical treatment for diseases (hereinafter “first insurance contract”). Around September 5, 2006, Plaintiff A entered into a D contract (hereinafter “second insurance contract”) on condition that eight special agreements, including the first-class hospitalization of a disease and the medical treatment for a disease, were entered into between the Defendant and the Defendant (hereinafter “second insurance contract”). < Amended by Act No. 75,600, Sep. 5, 2006>

(2) On July 31, 1997, Plaintiff B entered into a contract under the condition that four special agreements, including disaster disorders, with the Defendant (hereinafter “third insurance contract”). < Amended by Presidential Decree No. 10830, Jul. 31, 1997>

(3) The Plaintiffs are the mother-and-child family members.

B. Under each insurance contract of this case, the payment of KRW 10,00 per day exceeding three days and KRW 10,00 per 4 days (120 days) due to the insurance accident or disaster of 1 insurance (1) and 40,000 per 3 days and above per 4 days due to the diagnosis of 3-day adult specific diseases (120 days) and the payment of KRW 40,000 per 3 days and above per 4 days due to the disease or disaster of 2 insurance (30 days due to the disease of 30 days and above 30,000 per 3 days and above per 30 days due to the disease of 30 days and above per 30 days due to the disease of 30 days due to the disease of 20 days or more per 30 days due to the disease of 30 days or more per day (30,000 won per 120 days due to the disease of 120 days due to the disease of 3 days or more per 4 days due to the finalized of 30 days (300 days);