1. On June 20, 2016, the Defendant of the crime against the victim C is required to pay money to the victim in the “EPC room” located in Switzerland-si, Chuncheon-si.

The interest shall be paid three months after the loan of money and the interest shall also be paid.

“A false statement” was made.

However, even if the defendant borrowed money from the injured party, he did not intend to use it for the business of the defendant, and was thought to use it for personal debt repayment and illegal Internet gambling, and there was no intention or ability to pay interest and principal normally.

Defendant deceiving the victim as above and caused the victim to borrow a total of KRW 25,000,000 from F banks, G banks, H banks, and I banks, etc. on June 21, 2016, and thereafter, the Defendant had the victim borrow a total of KRW 25,00,000 from time to time with the crow card in the name of the victim.

6. Around 29.29, the amount of the above loan was withdrawn.

Although the defendant has been transferred the amount of loans to the defendant Q account, according to the accusation statement, the victim's statement, and the details of the victim's transaction (the investigation record 21 pages), it can be seen that the judgment is the same.

2. Criminal facts against the victim J;

A. On July 8, 2016, the Defendant has insufficient additional payments for the victim to “PC protection projects” in L elementary schools located in Chuncheon-si, Chuncheon-si.

The loan of money shall be paid KRW 100,000,000 from the revenue of the Meet store operated by the wife, and the loan money shall be repaid equally with the principal.

“A false statement” was made.

However, even if the Defendant borrowed money from the injured party, he did not intend to use it as a business fund, and was thought to use it for personal debt repayment and illegal Internet gambling, and there was no intention or ability to pay the interest and principal normally.

The defendant deceivings the victim as above, and thereby deceivings him from the N Bank on July 14, 2016 to KRW 10,000,000, and KRW 2,998,500 from P to the victim, and KRW 2,998,50 from P to the victim.