However, the execution of the above punishment shall be suspended for two years from the date this judgment became final and conclusive.

1. Fraud;

A. A. Around December 2010, the Defendant received the Hyundai Card Co., Ltd. (C) in B’s name with the consent to use approximately three million won out of the Defendant’s snow operation expenses from Dong-in, Dong-in around December 2010 to settle the Defendant’s snow operation expenses. As such, the Defendant did not have the right to use the said credit card for other purposes.

Nevertheless, around December 13, 2010, the Defendant, as indicated in the attached Table of Crimes (1) from around that time to March 3, 2011, received goods or property gains in an amount of 7.540,000 won in total from each credit card merchant, as stated in the attached Table of Crimes (1), from each of the card merchants, and acquired goods or property gains in an amount of 7.547 times in total from the relevant business owners, as if he/she had the right to pay the goods by using the said modern card (C) as if he/she had the right to pay the goods by purchasing the goods.

B. Around January 13, 2011, the Defendant related to the lending of modern cards: (a) applied for the lending of card loan by telephone to the Guro-gu Seoul Metropolitan Government F Building A702; (b) the Defendant entered the card number, etc. into a ARS; (c) deceiving the employees in charge of lending in his/her name as if he/she were B; and (d) deceiving the employees in charge of lending in his/her name as if he/she were B; (c) he/she was transferred 3 million won from the Hyundai Card Co., Ltd. to the new bank account (G) in the name of the Defendant managed by the Defendant from the victim Co., Ltd.; and (d) by deceiving the victim Hyundai Card Co., Ltd. by each of the same methods, he/she acquired KRW 1.5 million around January 18, 2011; and (e) KRW 1.5 million around February 7, 2011; and (f) million around February 2

2. The Defendant, on June 7, 201, committed fraud using computers, etc. or the violation of the Specialized Credit Finance Business Act, committed a theft by taking out a new card (H) owned within the cremation site of Guro-gu Seoul Metropolitan Government F building A, and a new card (H) owned within the cremation site, and then committed a computer located therein.