A Imprisonment with prison labor for ten months, for each of six months, for each of six months.

except that from the date this judgment becomes final and conclusive.

Defendant

B Upon receiving a summary order of KRW 3 million from the Daegu District Court on June 17, 2013 due to a violation of the Act on Registration of Credit Business and Protection of Financial Users, etc., the same year.

7. 23. A person for whom the order has become final and conclusive who actually engages in credit business without registering the credit business, and Defendant C received a summary order of KRW 2 million from the Daegu District Court on July 8, 2013 to be punished by a violation of the Act on Registration of Credit Business and Protection of Financial Users.

7.20. A person for whom the order has become final and conclusive is actually engaged in credit business without registering the credit business.

1. Defendant A

(a) Any person who intends to engage in a credit business in violation of the Act on Registration of Credit Business and Protection of Financial Users shall file for registration with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province Governor, having jurisdiction over

In addition, if a unregistered credit service provider lends a loan to an individual, it shall not receive interest exceeding 30% per annum, which is the statutory interest rate.

Nevertheless, Defendant A, without being registered with the competent authorities on August 201, lent KRW 100,000,000 to E, which reported and contacted the lending advertising site under 101, 1205, Daegu-dong-gu, Daegu-gu, 201, and agreed to receive KRW 20,000 per annum for 65 days each day including the principal and interest, and loaned 304.9% interest per annum from around that time to December 27, 2012, as shown in the List of Crimes (1) in attached Table 23 times in total, as shown in the list of crimes (1).

(b) No debt collector, such as a credit service provider that violates the Fair Collection and Collection of Claims Act shall engage in any act that seriously undermines privacy by repeatedly speaking or speaking, writing, sound, image, etc. that leads to fear or apprehension by reaching the debtor without justifiable grounds;

Nevertheless, Defendant A on June 2013.