A shall be punished by imprisonment with prison labor for ten months, and imprisonment with prison labor for six months.

, however, from the date this judgment becomes final and conclusive.

Real estate lessor D, loan hub E, etc., relatively difficult to examine documents, concluded a false lease agreement with a new cooperative or credit cooperative, etc. with a collateral value of a house, or made a false lease agreement, and thereby illegally divided the loan. Accordingly, D purchased a house leased in the form of a lease on the condition that the lessor, lessee, etc. take over the obligation of the deposit money, and E, G, and H play the role of preparing a lease agreement in which the lessor, lessee, etc. takes charge of the loan-related affairs by contact with I of the Pyeongtaek Credit Cooperative and having the victims take charge of the loan-related affairs, J, K, and L, etc. as the lessor or lessee of the purchased real estate. The Defendants and the aforementioned borrowers play the role of applying for the lease of a house on the basis of the lease agreement prepared falsely, as seen above, and the victim was an employee of the Central Credit Cooperative, and M, who is an employee of the Central Credit Cooperative, and M, did not know that an application for the lease was made normally and received the loan from the president in order to obtain approval.

1. Defendant B’s joint crime committed by the Defendants following the aforementioned public offering. On June 10, 2015, the victim, at the office of Eunpyeong-gu Seoul Central Credit Cooperative, on the joint signature of Eunpyeong-gu, 29-Do 19-gil, prepared a loan application for loan of KRW 126 million, and a loan agreement, such as a loan agreement, at the office of Eunpyeong-gu Central Credit Cooperative, with the aforementioned loan agreement for multi-household housing (Seoul Eunpyeong-gu N. 502 where real estate is located), attached with the pre-written multi-household lease agreement (the aforementioned agreement, “one hundred million won,” “A,” “B,” and the victim submitted the above house as if the Defendant B was an applicant for a legitimate loan loan, and the victim submitted it to the non-employee of the Central Credit Cooperative of Eunpyeong-gu.