1. On November 20, 2013, the false statement was made that “In order to establish a Mapppbook with which loans of KRW 20 million can be made, the credit rating of KRW 4 million will be high,” by phoneing the victim C from the influence site to the victim C, and falsely concluding that “The credit rating of KRW 20 million will be transferred to 4 million.”

However, the fact is not the person whose name is not the same as the above D, and there was no intention or ability to allow the victim to borrow the loan (the opening of a Mabpbook).

On November 20, 2013, a person in bad name was accused of the victim and was transferred 4,000,000 won to the Agricultural Cooperative Account in the name of the defendant from November 20, 2013.

On November 2013, the Defendant informed the account number E of the No. 3 of the No. 4,000 account in the name of the Defendant. On November 20, 2013, at the 458 Nonghyup District Office of the 458 Nonghyup-ro, Seogu, Daegu-gu, Seoul-ro, the 458 No. 458 of the above No. 458 of the above No. 4, the Defendant knew that the above No. 4,00 was remitted to the Defendant’s account, and knew that the above No. 4,00,000 won was withdrawn from the above account under the name of the Defendant, and gave the Defendant a false statement

2. On October 2013, the person who was unaware of the name of the computer, etc. used fraud aiding and abetting the victim F by phoneing to the victim F at the lower end of the police station in the middle of 2013, the false statement was made to the effect that the bank opened the passbook and opened the passbook, the password, the authorized certificate, and the password.

However, the facts did not have the intention or ability to lend to the victim.

On November 21, 2013, after deceiving the victim as such and identifying the password, authorized certificate, and password of the account in the name of the victim, the person under whose name the victim had the victim enter the above financial information of the victim from the computer or any other information processing device without authority, and then transfer the amount of KRW 3,000,000 from the Gyeongnam bank G account in the name of the victim to the agricultural bank account in the name of the defendant.