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(영문) 대전지방법원 공주지원 2013.06.21 2012고단477

대부업등의등록및금융이용자보호에관한법률위반

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Defendant shall be punished by a fine of KRW 6,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

Any person who intends to engage in credit business or loan brokerage business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor or Special Self-Governing Province Governor having jurisdiction over the relevant place of business, while unregistered credit service providers may not receive interest exceeding the interest rate limited.

Nevertheless, on October 16, 201, the Defendant loaned KRW 300,000,000 to D at the house of Da, 205, 105, and 100,000,000,000 per month, without registering the credit business to the Chungcheongnam-do Governor, and paid KRW 2,70,000,000 per month after deducting 10% of the prepaid interest from the prepaid interest. From February 2008 to April 4, 2012, the Defendant loaned KRW 132,00,000 to the interest rate exceeding each limited interest rate over 23 times, as shown in the list of crimes.

Summary of Evidence

1. Defendant's legal statement;

1. Statement by the prosecution concerning D;

1. Each police statement of E, F, G, H, I, J, K, and L;

1. Application of Acts and subordinate statutes on seizure records and list of seizure;

1. Article 19(1)1 and Article 3(1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts, Article 19(2)2 and Article 11(2)3 and Article 11(1) of the former Act on the Registration of Credit Business and Protection of Finance Users (amended by Act No. 9344, Jan. 21, 2009); Article 19(2)2 and Article 11 of the former Act on the Registration of Credit Business and Protection of Finance Users (amended by Act No. 9344, Jan. 21, 2009; 4, the violation of the limited interest rate); Articles 19(2)3 and 11(1) of the Act on the Registration of Credit Business and Protection of Finance Users (excluding No. 4, the list of offenses at the time of the market), each selective fine

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. It is so decided as per Disposition for not less than Article 334(1) of the Criminal Procedure Act.