A. The Plaintiffs’ relationship and the status of residence, from August 2016, were one’s own, resided with the Plaintiff A’s East-gu J apartment K (hereinafter “resident”) and the Plaintiff B’s son L. A around November 2015, while L was residing in the dormitory located in the lusium located in the lusium located in the lusium in the lusium in the lussium in the lusium in the lusium in the lusium in the lusium in the lusium in the lusium in the lus

B. On March 29, 2016, L’s account opening under the Plaintiff’s name and the issuance of an authorized certificate (i.e., L) took advantage of the Plaintiff’s identification card and seal imprint, which the Plaintiff was enrolled in the West of his residence, and then, at the branch of the EM Bank’s educational Dong, made an application for opening the Plaintiff’s account under the Plaintiff’s name at the branch of the EM Bank’s educational Dong, affixed the Plaintiff’s seal imprint, forged the Plaintiff’s seal imprint, submitted it along with the Plaintiff’s identification card, and opened the Plaintiff’s account

[Attachment] around March 29, 2016, at the residence, the opening of the mobile phone in the name of L was not opened due to the unpaid payment of the mobile phone, and the Plaintiff’s opening of the mobile phone was allowed to use L, using the mobile phone in the name of the Plaintiff A, connected the Plaintiff’s website, followed the Plaintiff’s real name verification process in the name of A, and was issued an authorized certificate in the name of A.

C. L’s loan L from Defendant C Co., Ltd. in the name of the Plaintiff C around March 31, 2016, access to the residence to the website of Defendant C Co., Ltd (hereinafter “Defendant C”) by using Nowon-do, stating the Plaintiff’s personal information in the applicant column under the Electronic Credit Loan Agreement, and concluding an electronic credit loan agreement by entering five million won in the column of the loan amount, and the above B.

As seen in this paragraph, after completing the real name certification process through the mobile phone in the name of the plaintiff A and the certification procedure newly issued through the plaintiff's authorized certificate under the name of the plaintiff A, it is transmitted to the defendant C and then 3.