A. The Plaintiff entered into a housing fire insurance contract (hereinafter “instant insurance contract”) with the council of occupants’ representatives located in Kimhae-si, setting the cover period from February 21, 2016 to February 21, 2017 as the subject matter of insurance, with the entirety of the above apartment buildings and their accessory facilities, and the cover period from February 21, 2016 to February 21, 2017. In the event that property damage, etc. occurs to the subject matter of the said insurance due to a fire or other insured event, the Plaintiff’s compensation for such

B. F and his family members, who are residents of the above apartment E (hereinafter “the instant household”) purchased electric massages (a model G; hereinafter “instant massages”) produced by the Defendant on December 26, 2013, and were installed and used on the window of the window of the small room (hereinafter “small room”) of the instant household. On September 11, 2016, the said apartment house E (hereinafter “the instant apartment household”) attached a strong fire of flames with its nearby walls and ceiling 50,000, and paid the instant household and H, H, I, J, K, L, part of the instant building and common use, I and Mhos (hereinafter “the instant massages”), 2019, 204.46, 2059, 2019, 204.65, 205, 2014, 16.65, 205, 2014, 2014, 2016, 2014.

C. Regarding the cause of the instant fire, each summary of the on-site identification report prepared by the head of the Gyeongnam National Police Agency Scientific Investigation Team on September 11, 2016, the internal investigation report prepared by the police officer in charge of the Gyeongnam Kim-dong Police Station on October 7, 2016, the written appraisal prepared by the head of the Busan Scientific Investigation Research Institute on October 6, 2016, and the fire site investigation report prepared by the head of the competent fire station on October 6, 2016 are as follows in turn.

1. On-site identification reports (1) of this case