1. Fraud against the victim C;

A. On August 13, 2014, the Defendant stated to the effect that “If the Defendant borrowed KRW 15 million from a new fraternity on November 13, 2014, he/she will pay the interest of KRW 750,000 per month until every month, he/she will pay the interest of KRW 1550,000 per month to the victim, even if he/she borrowed the money from the victim, the Defendant did not have any intent or ability to repay the money.” However, even if he/she borrowed the money from the victim, the Defendant did not have any intent or ability to borrow it.

The Defendant, as seen above, was delivered KRW 15 million as the borrowed money to the victim by deceiving the victim and paying the victim at the seat, namely, from the victim.

B. On October 31, 2014, the Defendant called “D” restaurant operated by the Defendant and called “5 million won or more than the need to pay the principal to the home.” On October 31, 2014, the Defendant did not have any intent or ability to pay the principal even if he borrowed the money from the victim.” However, the Defendant did not have any intent or ability to pay the principal even if he borrowed the money from the victim.

The Defendant, by deceiving the victim as above, received 4.5 million won, excluding the prior interest and 500,000 won, from the victim as the borrowed money on the same day, from the victim, as the agricultural bank account under the name of the Defendant.

2. Fraud to victims E;

A. A. On September 12, 2014, the Defendant committed the crime: (a) on September 12, 2014, the victim at the “G” restaurant located in the “G” restaurant run by the victim E, which was a member of the number fraternity organized by the Defendant on September 12, 2014; (b) however, the Defendant did not have any intent or ability to repay the amount even if borrowing the amount from the victim.

As above, the Defendant, by deceiving the victim and deceiving him/her from the victim, shall be KRW 10 million on or around September 12, 2014, and KRW 1940,000 on October 28, 2014.