[Basic Facts] The total liability for telephone financial fraud (hereinafter referred to as "scams") with which a person is unable to know his/her name is a person who obtains money under the pretext of misrepresenting a financial institution and causing loans to an unspecified number of people in Korea by putting a telephone to a financial institution, and the defendant promises to receive a certain amount of compensation from the above total liability on March 2020 and then receives the amount of damage from the victim and then receives it from the victim and takes it over to the account without passbook.

On April 3, 2020, the above total liability stated to the effect that the victim B (n, 45 years of age) assumes a phone call to the effect that “the victim B (n, 45 years of age) assumes a loan to KRW 47 million,” and that “the bank will provide a loan to KRW 47 million,” and that the phone called to the victim on or around the 6th of the same month, and that “the loan will have been approved,” and that “the money will be deposited to the victim until 17:00.”

On the same day through another organization member, the above general responsibility continued to be called "the team leader who approves collection from the D Bank" by putting the phone to the victim at the time of the same day, and called "the head of the D Bank with the approval of collection from the D Bank. The C Bank sent the remainder of the terms and conditions of repayment, which are not possible to undermine the loan, and the C Bank can receive the remainder of the loan to be repaid at the C Bank. Therefore, it is possible to receive the loan to be repaid at the C Bank. If it is possible to receive the loan in violation of the contract, it means the payment of the existing loan amounting to KRW 16890,000. If not, it means the delivery of a written confirmation of payment order for repayment, and the company will also find the company by using all methods." The above general responsibility continued to have been approved by the D Bank again by putting the phone to the victim.

It can be deposited into the passbook.

The loan shall be repaid in full within this framework.

Accordingly, the C Bank will provide a loan.

“.........”

As above, the above general liability is against the victim by deceiving the victim and allowing him to do so at around 15:06 on April 7, 2020.