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(영문) 광주지방법원 순천지원 2018.04.05 2017가합13008

보험에 관한 소송

Text

1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts (applicable for recognition: non-strifeed facts, Gap evidence 1 and 2 (including paper numbers, hereinafter the same shall apply);

(i)each description in this Court, the Dongyang Life Insurance Co., Ltd. in this Court, the Hanyang Life Insurance Co., Ltd., the KDB Life Insurance Co., Ltd., the Intelligent Life Insurance Co., Ltd., the Intelligent Damage Insurance Co., Ltd., the AI-A-A-U-U-A-U-U-A-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U-U

A. On December 28, 2007, the Plaintiff entered into an insurance contract with the Defendant listed in the separate sheet (hereinafter “instant insurance contract”).

B. From November 11, 2010 to November 24, 2010, the Defendant received hospitalized treatment for a total of 377 days from March 28, 2017, as indicated below, for a total of 37 days as indicated in the following table. The Defendant received insurance money of KRW 19,276,830,00 from the Plaintiff based on the instant insurance contract.

순번 사고일자 진단병명 치료병원 치료개시 치료종료 입원일수 지급일자 지급보험금 1 2010-11-10 경추부염좌 B병원 2010-11-11 2010-11-24 14 2011-01-17 130,000 2 2013-05-22 급성기관지염 C의원 2013-05-22 2013-06-04 14 2013-09-11 416,720 3 2013-07-08 아래허리통증,요천추부 D한의원 2013-07-08 2013-07-22 15 2013-09-11 3,049,660 4 아래허리통증,요천추부 E한의원 2013-11-04 2013-11-18 15 2013-12-13 5 2014-09-22 아래허리통증,요추부 F한방병원 2014-09-22 2014-10-20 29 2014-11-21 3,431,200 6 아래허리통증,허리부위 G의원 2015-01-23 2015-02-05 14 2015-02-13 7 2014-10-29 요추염좌긴장 F한방병원 2014-10-29 2014-11-17 20 2014-11-21 1,260,995 8 2015-02-06 발목부분염좌 긴장 H병원 2015-02-06 2015-02-17 12 2015-03-19 1,507,685 9 발목,발부위 힘줄,근육손상 I병원 2015-02-17 2015-02-28 12 10 발목부분염좌 긴장 F한방병원 2015-02-28 2015-03-16 17 11 2015-05-26 척추증,목부위 G의원 2015...