A. On March 18, 2014, the Plaintiff Company entered into a loan agreement under the name of the Defendant (hereinafter “instant loan agreement”) with the names of the needy parties on March 18, 2014, setting forth 24,70,000 won of the loan agreement, 36 months of the loan period, 17.40% per annum 17.40% per annum, and 29% per annum of the overdue interest rate (damage interest rate) (hereinafter “instant loan agreement”).

(2) The principal and interest of this case are KRW 23,796,876 as of August 26, 2014 (i.e., principal KRW 23,105,027 and interest KRW 663,633,633).

B. The Plaintiff Company is a specialized credit finance corporation that provides loans for vehicle buyers. If the customer wants to obtain a loan for vehicle purchase funds, the Plaintiff Company concluded a loan agreement with the customer (user) after obtaining a certificate of personal seal impression, identification card copy, resident registration certificate, copy of passbook, etc., which is necessary for the vehicle purchase funds, and then the Plaintiff Company confirmed whether to apply for a loan from the borrower through wire and confirmed the loan terms and conditions after examining the above documents. 2) The Plaintiff Company received a certificate of personal seal impression issued by the Defendant on March 17, 2014 from the closing point at the time of the instant loan agreement, the Defendant’s identification card, the Defendant’s identification card, the Defendant’s resident registration certificate issued on March 14, 2014, and the copy of the passbook of the automatic account bank as stated in the loan agreement, and completed the examination of documents.

3) After examining the above documents on the same day, the Plaintiff Company revealed that it was the Plaintiff Company’s employee by telephone to the Defendant, and completed the instant loan contract after indicating that it was the Plaintiff Company’s employee. (C) The Defendant, including the Defendant’s criminal complaint, filed a criminal complaint, shall be B, C, D, and E (hereinafter “B, etc.”).

This case's case after giving the defendant a document necessary for vehicle registration and loan to obtain a loan on a dry side.