However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

On July 18, 2019, the Defendant received a proposal from a person in charge of loans on his/her name-free loans to the effect that “to create a performance record of withdrawal and lending, and if money is deposited into a party’s own account, to withdraw and deliver it.”

Therefore, the Defendant had the record of recognizing that the Defendant had already transferred the check card connected to the Defendant’s account in order to obtain a loan, which was used for and investigated for the crime of Bophishing and was suspended from indictment. While recognizing that the person without the name was able to block the crime of Bophishing using the Defendant’s account, the Defendant accepted the proposal, and then notified the B Bank Account (C) in the name of the Defendant at that time.

As above, on July 22, 2019, when the Defendant’s name address was transmitted, the Kakao Stockholm’s employee misrepresented the victim D by communicating with the victim D through the Kakao Stockholm, and falsely speakings that “the smartphone is in the process of a failure and repair of the smartphone, and there is no bank transfer error in transferring the kind deposit, and instead, the bank transfer error is requesting the transfer of the money.” On the same day, the victim transferred KRW 14 million to the above B bank account under the Defendant’s name at around 12:28 of the same day.

Accordingly, the Defendant, at around 12:51 on the same day, entered a false statement in the physical column of “I may be subject to criminal punishment where I would like to withdraw money deposited by a person who is not aware of that there is a transaction record in order to obtain a loan, such as low interest rate and government subsidies, or where I would like to lend a passbook, I would be able to receive criminal punishment,” and then withdraw the amount of KRW 14 million as a check by submitting it to the above bank employees, and then exchange it in cash at the 100,000 won at the 2000 new Seoul Gwangjin-gu, Seoul Special Metropolitan City branch, and then exchange it with money at the 20,000 won.