A. The Plaintiff: (a) on June 23, 2006, KRW 8,000,000 for the Defendant; (b) on April 30, 2008, KRW 15,000,000 for the Defendant; and (c) on July 7, 2008, KRW 5,000,000 for each interest month.

B. Interest accrued with respect to each of the above loans amounting to KRW 8,00,000, KRW 25,600,000 until October 23, 2019, KRW 25,000, KRW 15,000 until October 30, 2019, KRW 41,400,000 until October 30, 2019, KRW 35,000, KRW 13,500,000 until October 7, 2019 (= KRW 25,60,000, KRW 41,40,000, KRW 13,500,000 among the interest paid by the Defendant to the Plaintiff is 9,30,000,000 among the interest paid by the Defendant to the Plaintiff.

C. Therefore, the Defendant is obligated to pay to the Plaintiff KRW 99,200,000 (= KRW 15,000,000,000 for KRW 80,500,000 for KRW 80,500,000 - KRW 9,300,000) and the agreed interest or delay damages thereon.

2. Judgment without holding any pleadings: Article 208 (3) 1 of the Civil Procedure Act.