On March 2016, the Defendant knew that there was a intellectual obstacle to the victim C, who was known to the Defendant by chanceing around March 2016, had the victim deceiving the victim to acquire the property, etc. from the victim, and had the victim use it for the repayment of personal debt.

1. Fraud;

A. The defrauded of the loan fraud Defendant is liable to pay the amount claimed by the lending company every month, in the vicinity of the Dae-gu apartment located in 10, the king-gu, Sam-gun, the Chungcheongnam-gun, the North Korea, on September 13, 2016, in order to obtain the loan by credit card from the victim.

“The phrase “ was false.”

However, in fact, the Defendant did not have personal property as a bad credit, and was about 29 million won even if he did not pay money to the injured party, and there was no intention or ability to pay the money even if he borrowed money from the injured party due to the lack of stable import source.

Nevertheless, as above, the defendant deceiving the victim and let the victim borrow 6 million won from the grasa on the same day, and acquired the money by transfer of 5 million won among them to the former North Bank account used by the defendant, and acquired it by fraud. From around that time to November 4, 2016, the defendant acquired 27,435,572 won in total over 18 times, such as the first one in the daily list of crimes, from that time to November 4, 2016.

B. On September 2, 2016, the accused of the fraud by defraudation of mobile phone charges and short-term money shall pay the victim the mobile phone charges and short-term money to the victim for the following reasons: (a) “Around September 2, 2016, only one cell phone needs to be opened, and the

“A false statement” was made.

However, the defendant did not have the intent or ability to pay mobile phone charges and terminal payments as above.

Nevertheless, the defendant deceiving the victim as above and let the victim open only one cell phone of 6 mobile phones in the name of the victim at the EN agencies near the former North Korean territory D, and opened one cell phone of 6 mobile phones in the name of the victim until November 7, 2016. < Amended by Act No. 14378, Nov. 7, 2016>