The defendant is a person who has worked as a consultant for loans from a contract position in the Sti Bank.

1. On July 2014, the Defendant, against the victim C, was aware that the victim C, who was a university ship, was a full-time employee working at the headquarters of the City Bank, who was a full-time employee in the city bank, by telephoneing the phone to the victim C, who was a university ship in the Seoul Franman.

(b) investment has made an investment and considerable profits have been made, and 10% profits may be reduced if investment has been made.

Along with money, a false statement was made.

However, the defendant's wage is insufficient to cover the interest of loans and living expenses, and since the defendant's loan from around 2013 to cover the living expenses with credit card loans and cash services, he/she borrowed money from the former workplace rent, etc. to repay this in order to prevent the so-called "payment of cash borrowed money from receiving cash services, etc.," the defendant's other obligation was thought to be repaid with money from the damaged party, and there was no intention or ability to reduce the profit of the victim by investing this money.

As such, the Defendant, by deceiving the victim, received KRW 5 million from the victim, to the Defendant’s national bank account on July 23, 2014, from the victim, and received KRW 97 million from that time until June 8, 2015 as stated in the list of crimes in the attached Table, from that time to June 8, 2015.

2. On April 7, 2015, the Defendant against the victim D is required to make a short-term investment to the customer. The Defendant is a victim D who had worked as a bank loan consultant in Ftel in Suwon-si Etel only.

The purport was that the loan of funds will be repaid more than 0.2% interest.

However, even if the defendant receives money from the injured party, he/she wishes to pay off the debt to others and use it for the customer's investment.