"At the end of January 15, 2015, the Defendant paid 200,000 won per month from January 15, 2015 to KRW 2 million per month, and paid 50,000 won per month from January 15, 2017 (hereinafter referred to as "15-day number system") to the serial number system (hereinafter referred to as "25-day number system") and 200,000 won per month from June 25, 2015 to pay 1-day number of KRW 40,000 per month from January 25, 2017 to pay 20,000 won per month (hereinafter referred to as "number system") to the victim’s number of KRW 25,000 per month. The victim’s number of KRW 15,500 per day is 25,000 per month from January 25, 2017.

From January 2015 to 15, the Defendant was unable to pay KRW 5 million for each month from January 2015 to 15 days.

After receiving a loan from the Trative Life Insurance and paying it, the fraternity E, F, and G withdraw from the course of the operation of the System, the defendant accepted each unit and paid it on behalf of the defendant, and the amount was 15 million won per month. At the time of Jinju, the amount was 15 million won per month.

I clothes had not created proper profits, and as a result, it was thought that it was re-established the 25th day number system around June 25, 2015 to be paid to the members of the previous 15th day number system in the form of a "return prohibition". Around June 2016, there was no intention or ability to pay the fraternity to the members of the previous 15-day number system in the form of a "return prohibition". Around June 2016, there was no obligation for personal loans to the members in KRW 300 million, so even if they received the monthly fraternity from the victims, they did not have the intent or ability to pay the fraternity as agreed.

[Criminal facts]

1. Fraud against the victim C;

A. The 15-day number fraud Defendant did not intend or have the ability to normally pay a map as above, but on January 15, 2015, the Defendant was the first person each month in the order of the payment to the victim from the above I clothes shop operated by the Defendant around January 15, 2015.