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(영문) 전주지방법원 2016.07.01 2015가합6042

채무부존재확인

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Facts of recognition;

A. 1) The Defendant entered into an insurance contract with the Plaintiff on January 19, 2015 (hereinafter “instant 1 insurance contract”) indicated in attached Table 1 (hereinafter “instant 1 insurance contract”).

(1) On January 20, 2015, the following day, and the insurance contract described in paragraph (2) of the attached Table 2 with the Plaintiff (hereinafter “instant 2 insurance contract”).

) The insurance contracts listed in [Attachment 3] and [Attachment 3] (hereinafter “instant 3 insurance contracts”) and the insurance contracts collectively referred to as “each of the instant insurance contracts.”

(2) When entering into each of the instant insurance contracts with the Defendant and her husband, the insured Party B responded to the questions of Paragraph (1) that the obligation to inform prior to the contract with respect to the insured of each of the instant contracts is “no” that “a patient has received the following medical treatments through a medical examination or examination during the latest three months, so it is damp that the medical doctor has received the following medical treatments,” and that “a patient has received the following medical treatments within the latest five years, by a medical doctor through a medical examination or examination during the latest five years, for more than 30 consecutive days of hospitalization (including a sking (including a sking),” both to the questions that “a patient has received the following medical treatments,” as referred to in paragraph (4).

B. B’s hospitalization and health examination 1) The insured of each of the instant insurance contracts is hospitalized in C Hospital for two days for the purpose of treating the cathoties in December 1, 2014 (hereinafter “instant hospitalization”).

(2) On December 2, 2014, the aforementioned B underwent a health examination at the D Hospital on December 2, 2014, and as a result of the renal wave test, there was a result of the autopsy test that is necessary to verify as the result of the chronic liver infection and the initial livering view about approximately 2.6 cm of size on the left leaves, and it was doubtful that it is necessary to check as the re-T (hereinafter “the result of the instant health examination”).

C. On August 26, 2015, the above B’s occurrence of an insurance accident, was conducted by visiting the former University Hospital as a result of the examination.