The Defendant had the victims transfer money to the Defendant’s account at a low interest rate by making false statements, such as sending phone calls to many unspecified domestic victims, misrepresenting the bank lending business division, and remitting money to a bank account designated to obtain a loan at a low interest, etc., the Defendant was willing to facilitate the Defendant’s crime of fraud by withdrawing the money received as above and delivering it to the person designated by the person without name.

On June 11, 2015, the Defendant reported on his cell phone textbook and provided a proposal to lend money to the Defendant’s account in order to receive money from a person who was in a name in a telephone to the Defendant’s account by making contact with him on June 11, 2015, and notified the Nong bank account number in the name of the Defendant to the person who was in a name.

Accordingly, the name infinites shall call to the victim C at a place that cannot be known at around 11:01 on June 11, 2015, and shall be referred to as the "National Bank's Credit Business Section D.

In order to obtain a loan at a low interest rate, an application for a conversion loan is filed, and the amount of KRW 20,000,000 from SBI Savings Bank is loaned from A to A's account, and the transfer liquor tax is required.

“Along on the 12th 15:55 of the same month from the victim C, the member was transferred KRW 20,000,000 to the Agricultural Cooperative Account (E) in the name of the Defendant at around 15:55.

In addition, the person in whose name is not known at around 14:54 of the same month by calls to the victim F at a place where it is not known to the victim F, and “The money in charge of the investigation of the Financial Supervisory Service is currently dangerous because the money in the new passbook is found to be in charge of the investigation of the Financial Supervisory Service.”

“Falsely speaking, the victim F was transferred KRW 38,657,009 from the victim F to the above account in the name of the Defendant at around 16:11 on the same day.

On the other hand, on June 12, 2015, the Defendant was in the name in the Buddhist car page near the entrance area in the middle-gu Seoul Special Metropolitan City, Dong-ro, 42.