If the defendant does not pay the above fine, KRW 100,000.

1. On November 18, 2016, the Defendant embezzled, without following necessary procedures, such as acquiring one copy of a credit card, which is a juristic person in the name of optical viewing, the victim B lost, and returning it to the victim, in a Saemaul market located in 34, a luminous-ro, 831-hon-ro, luminous-ro at the time of light lighting, and then embezzled it as he/she had.

2. On November 8, 2016, the Defendant violated the Act on Specialized Credit Financial Business: (a) at the fourth floor DPC room of C&A in light of light lighting around November 17:18, 2016; (b) presented the victim’s credit card as if he were his credit card, and used the lost credit card by settling the amount equivalent to KRW 5,000 for the PC room usage fee, such as the above paragraph (1).

Summary of Evidence

1. Statement by the defendant in court;

1. A written statement of damage B;

1. Application of Acts and subordinate statutes to investigation reports (verification of details of use of lost cards and investigation of registered members);

1. Relevant Article 360 of the Criminal Act concerning facts constituting an offense, Article 360 of the Criminal Act concerning the selection of punishment (a point of embezzlement of deserted articles in possession), and Article 70 (1) 3 of the Act concerning financial business specializing in credit loans (a point of unlawful use of credit cards);

1. The former part of Article 37 of the Criminal Act, and Articles 38 (1) 2 and 50 of the same Act, which aggravated concurrent crimes;

1. Article 70(1) and Article 69(2) of the Criminal Act to attract a workhouse;

1. It is so decided as per Disposition on the grounds of Article 334(1) or more of the Criminal Procedure Act.