1. On December 2008, the Defendant was said to the effect that, from time to time, the Defendant was a resident of the same apartment in Seongbuk-gu, Seongbuk-gu, Sungnam-si, and that, from time to time, he was able to borrow a small amount of money from the victim C from time to time to time through the parent group, he was able to obtain trust, and he was able to obtain a telephone from the victim. (b) he was able to make an investment, and he was able to receive a large amount of money from 10-14% per month and 3-month and 6-month amount.).

However, in fact, due to the large amount of expenses required for children's school expenses and living expenses at the time, the expenditure was larger than that for the purpose of investment, and there was no intention and ability to use it for the purpose of investment even if it was borrowed money from the victim for the purpose of investment.

The Defendant, as such, by deceiving the victim, received KRW 27.5 million in total from the victim on December 26, 2008, including KRW 5 million around February 26, 2009, KRW 15 million around February 26, 2009, and KRW 7.5 million around August 24, 2009.

2. On October 2009, the Defendant borrowed money with no money by leaving the phone from the victim at a non-police place in the middle of the year 2009 and making no money to the victim with all the money to send school expenses to the children studying. The Defendant borrowed money as the money to be recovered.

However, there was no investment fund to be recovered due to the lack of investment, and even if it borrowed money from the victim due to poor financial circumstances such as the preceding paragraph, there was no intent and ability to repay it.

The Defendant, as such, deceiving the victim and deceiving him, KRW 3 million from the victim on October 6, 2009, and KRW 370,000 from April 21, 2010.