1. On January 25, 2017, the Defendant prepared and submitted a written application for vehicle financing (an erroneous agreement) to the effect that “The Defendant will repay KRW 65 million to the Defendant in equal monthly repayment of principal and interest for 60 months, if he/she loans to the Defendant through Party B’s employees affiliated with B, the victim Non-Nenc Capital Co., Ltd., a transfer of the victim Non-Nenc Capital Co., Ltd., in his/her infinite, Gangseo-gu, Gangseo-gu, Cheongju-si.”

However, the Defendant, without any special property or other income at the time, has reached KRW 50,00,000,000, and purchased a heavy vehicle with money borrowed from the victim company, and then planned to borrow 17,000,000 won to the bond company as a substitute vehicle. Therefore, even if the Defendant received the above loan from the victim company, there was no intention or ability to pay it normally.

Nevertheless, as above, the defendant had the victim make a false statement to the victim and paid 65 million won to the account designated by the defendant on the same day from the victim company, thereby acquiring property profits equivalent to the same amount.

2. On February 3, 2017, the Defendant prepared and submitted a written application for a loan agreement to the victim company through the victim Hyundai Social Co., Ltd. E at the time of Cheongju-dong Co., Ltd., the Defendant: “F 25 million won necessary to purchase T - M e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e e

However, the defendant, without any special property or any other income at the time, has reached KRW 50,00,000,000, and purchased used cars from the victim company and planned to lend KRW 5,00,000 to the bond manager in return, after purchasing used cars from the victim company.