A shall be punished by imprisonment with prison labor for ten months and by imprisonment for eight months, respectively.

However, this judgment is delivered against Defendant B.

[2013 Highest 1003] Defendant A offered a loan to a person who starts up a business at low interest or operates an enterprise after starting a business at a credit guarantee foundation for the purpose of revitalizing the start-up of business at a low interest rate only if the loaner pretends to actually start-up or operate an enterprise at the workplace. The loan system for the pre-tax loan to loan the loan from the Housing Finance Corporation to a low interest rate is abused that the loan is made in a false or forged manner, thereby allowing a disqualified person to borrow start-up funds or a pre-tax loan and allowing the person to borrow a start-up fund and divide the loan into E and F.

1. On January 18, 2012, Defendant A introduced G from F to a loan requester of the said method as above to E. On January 14, 2012, Defendant A submitted a lease agreement between H and G with H, and applied for a lease agreement between H and G, and Defendant A applied for a lease agreement between H and G, even though he/she did not have concluded a lease agreement with H, Defendant A was in charge of the said bank’s employees at the time of ascertaining the fact of the lease agreement, and Defendant A received a loan of KRW 21 million from the victim bank in the name of the bank in the name of G to the bank account in the name of G around January 18, 2012. < Amended by Presidential Decree No. 23535, Jan. 18, 2012>

Accordingly, in collusion with E, F, and G, Defendant A acquired KRW 21 million from the victim bank.

2. Joint frauds with E, F, and I introduced I from F to E as a loan requester of the above method on January 2012, and E and I did not enter into a monthly rent contract with J around January 15, 2012.