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(영문) 서울남부지방법원 2015.04.17 2012가합22786

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. Under the Local Public Enterprises Act and the Ordinance on the Establishment of Gyeonggi-do Urban Corporation, the Plaintiff is a corporation that engages in the business of acquiring, saving and supplying land for the development of housing sites, and the Defendant is a corporation that runs insurance business.

B. On January 19, 2009, the Plaintiff’s implementation of the water cycle development project and purchase of insurance policies (hereinafter “the instant contractor”). On January 19, 2009, the Plaintiff: Hanyang Construction Co., Ltd.; Tae Young Construction Co., Ltd.; Yang Yong Construction Co., Ltd.; Hanmi Construction Co., Ltd.; hereinafter “the instant contractor”).

B) As regards the construction cost, 65,118,00,000, and the construction period from January 23, 2009 to November 23, 201, the term “the water cycle development project” aimed at the supply of water and improvement in water quality in Suwon-si, Suwon-si, the purpose of which is to improve water quality (hereinafter referred to as “the water cycle development project in this case”).

(i) the contract was entered into with respect to the creation of this case. The construction of this case means the work of digging sand or rocks stored on the floor in order to increase the depth of dredging (the work of cutting down sand or rocks on the bottom.

(2) Each of the dredging works in the instant case includes both the original reservoir and the new reservoir’s water storage capacity located in the relevant area from 169,000 cubic meters to 131,000 cubic meters (hereinafter “each of the dredging works in the instant case”).

- Insured - Insurance coverage period of the Plaintiff and the instant contractor - From January 23, 2009 to December 23, 2011 - Section 1 (property damage): 58,906,200,000 (including expenses for removal of residues 300,000,000) - Section 2 (third party liability): 50,000,000 (insurance premium per accident): 261,896,930 (0.520,000, total insurance premium 306,312,200,000) - Where a cause of insurance claim occurred, the insured shall, without delay, notify the Defendant of the nature and degree of the loss or damage in writing or by telephone, or by telephone, and as much as possible, to reduce the loss or damage as possible.

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