채무부존재확인
1. Of the judgment of the court of first instance, the part regarding the Defendant-Counterclaim Plaintiff and the Defendant-Counterclaim Life Insurance Co., Ltd. is revoked.
1. The reasoning for the judgment on the claim against the defendant Han Korean Life Insurance Co., Ltd. and Kan Korean Life Insurance Co., Ltd. concerning this part is as follows: “1. Determination on the claim against the defendant Han Korean Life Insurance Co., Ltd., and Kan Korean Life Insurance Co., Ltd., and Kan Korean Life Insurance Co., Ltd., Ltd., is identical to the part on “1. Determination on the claim against the defendant Han Korean Life Insurance Co.
2. Determination as to the claim against the defendant Alaneman’s life insurance company
A. Basic facts (1) On November 29, 1996 and December 31, 1996, the Plaintiff entered into two insurance contracts with Defendant Alannane Life Insurance Co., Ltd. listed in the attached Table 1 column, and paid insurance premium to Defendant Alanean Life Insurance Co., Ltd. from the above date and time.
(2) The Plaintiff was confined to a prison from November 17, 2009 to February 28, 2013. However, D, delegated by the Plaintiff’s wife C, on May 21, 2012; on August 17, 2012; and on April 3, 2013, the Plaintiff borrowed KRW 19,80,000,00, in total, as shown in attached Table 1, to Defendant Alanz Life Insurance Co., Ltd. by telephone, on the security of the termination refund of each insurance contract as described in each of the above sub-paragraph (1).
(hereinafter “instant telephone loan”). [The grounds for recognition] Gap evidence 1, 4-1 through 24, Eul evidence 1-1, 2, 2, and 3-1-3, and the purport of the whole pleadings.
B. The plaintiff's assertion that the plaintiff did not grant C the right of representation to conclude the instant telephone loan contract, and the instant telephone loan contract does not belong to the daily home life, and thus, the instant telephone loan contract is null and void. Accordingly, as to the claim that the plaintiff did not have any obligation under the instant telephone loan contract, the defendant Alan Nanz Life Insurance Co., Ltd. concluded the instant telephone loan contract based on the right of representation lawfully granted by C, and even if not, the instant telephone loan contract was concluded based on the right of representation legally granted by C.