사기
1. Defendant C and E shall be punished by imprisonment with prison labor for eight months and by imprisonment with prison labor for ten months.
2. A. Imprisonment with prison labor for one year for Defendant M.
Punishment of the crime
1. The Defendants’ public invitation details S, T, U, and V are those who worked as members of the former loan fraud group.
“The National Housing Fund loan system” means a commercial bank whose annual income does not exceed 50,000 won receives a loan from a commercial bank to a full-time loan of up to 70% of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the loan. The 90% of the loan can be compensated by a commercial bank even if the loan cannot be recovered due to the guarantee of the Korea Housing Finance Corporation.
Since the above S, T, U, and V guaranteed by the Korea Housing Finance Corporation, they recruited companies in the name of a person who applies for a loan of the former loan by using the fact that the banks run the loan examination and the recovery of the loan (the name of a customer), a lessor who owns real estate that can conclude a false lease contract, and a lessee who disguised employment, and conspired with the Defendants to acquire the loan by deceiving the bank by deceiving the documents as if the lessee actually entered into a lease contract and the lessee works for the company.
2. Defendant A submitted to the Bank a false written lease agreement and a certificate of employment with the Bank, and received the loan of the deposit money, and conspired to have them divided into W and Broker S.
On November 8, 2012, the Defendant entered into a false lease agreement as if W leased No. 1105 on the leased No. 11, 11,05 of the 11th floor of the 11th floor of the Z, Yangyang-si, Yangyang-si, Yangsan-si, and that W applied for a loan of 40 million won to employees in charge of loans for workers in the name-free loan at the point of Yangyang-si, Yangyang-si, Yangyang-si, Yangyang-si, the Defendant: (a) around November 3, 2012; and (b) around November 7, 2012, W applied for a loan of 10 million won to employees in charge of loans for 40 million won in name-free loans at the point of Yangyang-si, the Defendant leased the above real estate owned by the Defendant from August 3, 2012 to November 7, 2012.