except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

around June 2012, the Defendant was granted a loan on the condition that the Defendant would not have any intent or ability to pay the loan normally through F on July 19, 2012, under the condition that the Defendant would pay KRW 66,400,000 for the loan period of 48 months, interest rate of 14.3%, monthly payment of KRW 1,825,489, from the Defendant’s Hyundai Capital, to pay KRW 48 months, interest rate of 14.3%, and monthly payment of KRW 1,825,489.

As above, the Defendant, by deceiving the victim, obtained a loan of KRW 66.4 million from the victim, and acquired pecuniary benefits equivalent to the same amount in a manner that does not repay the loan.

Summary of Evidence

1. Defendant's legal statement;

1. Application of the police statement law to H

1. Article 347 (1) of the Criminal Act applicable to the crimes and Article 347 (1) of the Election of Imprisonment or Imprisonment;

1. Reasons for sentencing under Article 62(1) of the Criminal Act (Scope of recommending punishment) of the suspended sentence: Consideration of fraud crime group, general fraud (type 1), mitigation area, imprisonment with prison labor for one month to one year (decision of sentence); imprisonment for two years from the suspended sentence; imprisonment for two years from the beginning of the suspended sentence; imprisonment with labor for recovery of damage and partial recovery of damage; imprisonment with labor for recovery of damage and for recovery of damage; imprisonment with labor for victim; the age of