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(영문) 의정부지방법원고양지원 2015.11.26 2015가단6947

보험금 등

Text

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Facts of recognition;

A. (1) The Plaintiff and the Intervenor joining the Defendant are children of the deceased C (hereinafter “the deceased”), and their inheritors.

(2) The Defendants are insurers who have concluded each pension insurance with the network C.

B. The deceased’s insurance contract with Defendant Samsung Life Insurance Co., Ltd. (1) concluded and terminated the insurance contract with Defendant Samsung Life Insurance Co., Ltd. (hereinafter “Defendant Samsung Life Insurance Co., Ltd.”). The content of the insurance contract is that the deceased deposited KRW 350,000 in a lump sum payment of KRW 350,000,000 during the insurance period, but the deceased received a certain amount each month during the insurance period, and the heir received KRW 350,000,000,000, which is 10% of the insurance premium for the period of maturity when the deceased died before the maturity of 2020.

(2) On October 28, 2014, the Defendant joining the Defendant: (a) visited the Defendant Samsung Bio-resources with the power of attorney in the name of the Deceased and a certificate of personal seal issued by the Deceased; (b) terminated the instant first insurance contract; and (c) KRW 32,175,859 was deposited into the account in the name of the Deceased’s name.

C. (1) The deceased’s conclusion and termination of the insurance contract between the deceased and the Defendant Hean Life Insurance Co., Ltd. (hereinafter “Defendant Hean Life Insurance Co., Ltd.”) entered into the “pension Insurance Class II” contract (hereinafter “instant insurance contract”). The above insurance contract also has deposited KRW 350,00,000 on a lump sum basis by the deceased, but the deceased was paid a certain amount each month during the insurance period, and the heir was paid KRW 35,000,000,000, which is 10% of the fixed-term payment premium if the deceased died before the maturity.

(2) On October 28, 2014, the Intervenor joining the Defendant with the power of attorney in his name and the certificate of personal seal impression issued by the Deceased.