A. B between November 19, 2014 and November 19, 2019, the insurance period of the Plaintiff is from November 19, 2014 to November 19, 2019. The Plaintiff concluded an insurance contract with the insurer of the non-profit dividends insurance contract (hereinafter “instant insurance contract”) with the second floor, 204 (owner, lessor D, E) and 205 (owner and lessor) of the restaurant, and “G” with the 1.5 million won of the building, 1.5 million won of the facility, 2,000 won of the house, 1.5 million won of the house, 1,000 won of the house, 1,000 won of the inventory property, 10,000 won of the inventory property, and 33,000,000 won of the total of the 3,000 won of the house (hereinafter “instant building”).

B. On April 29, 2014, Defendant A, a person who operated a heading (hereinafter “H”) with the trade name “H” among the instant buildings on the second floor 202, and the Defendant Dongbu Fire and Marine Insurance Co., Ltd. (hereinafter “Defendant Company”) entered into an insurance contract with Defendant A with respect to H on August 19, 2013, including a facility owner’s liability (the maximum amount of KRW 300 million per accident).

(c) The H’s ground plan is as follows:

On December 9, 2015, around H 03:21, a fire (hereinafter referred to as “instant fire”) occurred in the vicinity of H car terminals, and the buildings, electricity and fire-fighting equipment, interior finishing materials and equipment equipment, equipment and equipment electricity, business collection fixtures, etc. of G were damaged and damaged.

E. The results of the investigation conducted by the competent police station, the fire station, and the National Science Investigation Institute, which investigated the fire in this case’s point or cause, are as follows:

On the day of the fire, it is investigated that there is a fire in the situation where there is no person inside by running the business until 03:00 on the day of the fire. The point of extinguishment is an important circumstantial evidence in determining the course of the passage of the road by stating by witness, the left side of the entrance and entrance (the part of the gate) wall, which refers to the scambing in which the primary flame flows.

section 3.2.