A Imprisonment with prison labor for four years, for two years, for Defendant C, D, E, F, G and H, for one year, and for Defendant I.

"2015 Highest 8202"

1. Joint crimes committed by Defendant A, B, C, D, E, F, G, and H;

A. The fraud is the total responsibility of Defendant A operating a call center on the Nam-gu Incheon Metropolitan City AK 3 level. Defendant B is a person who manages the "combatter" as the team leader of the above call center. Defendant C, D, E, F, G, and H are one person who calls the victims at the above call center.

The Defendants misrepresented the victims to the savings bank staff and sent 40% of the loans after obtaining the loan, and 1.2 million won under the pretext of notarial acts, the Defendants will delete the computerized records, such as the monetary details with the lending company, and integrate the liabilities with a low interest by raising credit rating.

“Influenced the victims to obtain 40% of their loans and 1.2 million won in the name of a notarized act.”

In accordance with the above public offering, the Defendants call at the above call center office around October 2, 2015 to the victim AL and “HK Savings Bank AM director.”

In order to transfer 40% of the loans after obtaining the loan, and 1.2 million won for the purpose of notarial acts, it is necessary to delete computerized records, such as currency details, with the lending company, to consolidate the debt with a low interest by raising credit rating.

“A false statement was received from the injured party the amount of KRW 1.2 million from the national bank account (AO) in the name of the TongN, the name of which is the one belonging to the injured party.

As a result, the Defendants conspired to deception the victim as above and received the remittance of KRW 1.2 million from the victim for a notarial reason, and from that time until November 27 of the same year, by deceiving 81 victims, such as the list of crimes in the attached Table 1, from November 27 of the same year, and received a transfer of KRW 2270 million over 110 times in total.

B. According to such conspiracys as above, the Defendants were sent to the victim AP on December 1, 2015 at the above call center office around 09:42 on December 1, 2015 and “AM.”