1. The structure of the crime of fraud of lending money to false workers by leasing money to the National Housing Fund shall operate a system of lending money to workers who lend money to the National Housing Fund at a rate lower than that of the market interest rate if an application for a loan is filed with only certain documents, such as a certificate of employment, a statement of salary, etc., and a charter contract, without any special security, to stabilize the residence of homeless workers with the financial resources

The loan hubs composed of loan hubs, tenant recruitment books, and tenant recruitment books, etc. taking account of the circumstances that the financial institution entrusted with the business related to the loan of the loan of the loan of the loan of the house of the house of the house of the house can easily obtain the loan through formal review when submitting only the documents related to employment and the contract for the lease of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the house of the loan.

2. Specific facts constituting an offense are false lessees, C, D, and E are hybrids for each lease loan, F are false lessors, and the Defendant, together with the above C, obtained the employee deposit funds by the above method, and divided them.