보험금
1. The Defendant: (a) KRW 17.5 million to the Plaintiff; and (b) KRW 6% per annum from July 29, 2012 to July 30, 2015; and (c) July 2015 to the Plaintiff.
1. Basic facts
A. On April 16, 2004, the deceased B (hereinafter “the deceased”) entered into an insurance contract with the Defendant and the Deceased as the insured for KRW 134,650 per month on April 16, 2004, with the content of a special agreement, such as disaster security, disaster death, etc., that is, the prime contract will be terminated, and the content of the special agreement would be that the insured would be paid at the time of various disasters and death accidents until the age of 80 (hereinafter “the first insurance contract”).
B. The instant insurance contract consists of “main contract” to which the general insurance clause applies, “special contract for accident security” to which the special insurance clause applies, and “special contract for accident death”. The main content of the instant contract is that the prime contract shall pay KRW 70 million with the death insurance amount if the insured dies during the insurance period.
C. On December 9, 2005, the Deceased and the Defendant and the Deceased were to pay the insurance premium of KRW 117,000 per month for 15 years with their insured status, the prime contract is to be terminated, and the special terms and conditions, such as disaster security, etc., are to receive insurance money at the time of various disasters and death accidents until the age of 80. (hereinafter “instant insurance contract”). D.
The instant insurance contract consists of “principal contract” to which the general insurance clause applies and “disaster security special contract” to which the special insurance clause applies. The main content of the instant contract is that the principal contract shall be paid KRW 50 million with the death insurance amount when the insured dies during the insurance period.
Article 16 of the General Insurance Contract Clause of this case provides that the insured shall pay the insurance money agreed upon to the beneficiary when any of the following causes occurs:
1. Where the insured dies during the insurance period or becomes an injury to the first degree of disability in the disability classification table: Article 18;