A. On December 12, 2007, the Plaintiff concluded the insurance contract indicated in paragraph (1) of the attached Table B with the deceased (hereinafter “instant CI insurance contract”) and the insurance contract indicated in paragraph (2) of the attached Table with the defendant around September 7, 2010 (hereinafter “instant comprehensive insurance contract”).

B. The main contents of the terms applicable to each of the instant insurance contracts are as follows.

[Damages] Article 14 (Indemnification Terms and Conditions of the instant CI Insurance Contract) ① The Company shall compensate the Insured for any bodily injury caused by the bodily injury during the period of insurance, if the Insured suffered from a sudden and remote accident that occurred in the course of insurance.

Article 15 (Compensation for Non-Compensation) (1) The Company shall not pay compensation for any loss arising from the following causes:

1. The intention of the insured;

4. Self-injury by the insured, suicide, attempted suicide, criminal acts under the Criminal Act or acts of violence (Provided, That if it is recognized as legitimate acts, self-defense under the Criminal Act, emergency evacuation, or legitimate acts, compensation shall be made.)

6. The insured's mental or physical illness (the terms and conditions of the instant comprehensive insurance contract) company Article 20 (Types and Grounds for Payment of Insurance Money) shall pay the insurance money agreed upon to the beneficiary (the beneficiary of the insurance money) when any of the following events occurs to the insured (the beneficiary of the insurance money):

1. Where an insured worker at least 15 years of age (person subject to insurance) dies as a direct result of an injury (referring to an injury sustained by his/her body due to a sudden and incidental accident that occurred during the insurance period, hereinafter referred to as "injury"): Article 22 (Grounds for Non-Payment of Insurance Proceeds) (1) of the Insurance Proceeds for Death (Grounds for Non-Payment of Insurance Proceeds) 1 Company shall not prevent insurance proceeds when any of the following events occurs:

1. The intention of the insured: Provided, That the insured shall be intentionally;