In order to stabilize the housing of homeless workers, the Ministry of Land, Infrastructure and Transport operates a loan with the National Housing Fund as a source of funds for the National Housing Fund and at a rate lower than the mid-to-date rate without securing the worker's loan. The lending business operator, C, and D, with the financial institution entrusted with loan-related business, can easily obtain a loan through formal review when submitting only the documents related to the employment and the house charter contract, which were known through the introduction of E, as the lending intermediary business operator, are offered to have the Defendant and the employment-related documents, and the house charter contract, etc., which were known to the lending intermediary business operator in the form of a false submission to the financial institution. The F consented to the use of the "H" business operator's name in return for the payment from C, D, which was operated in the name of his/her wife G, and I agreed to prepare the house charter contract in a false manner by inviting the JJ to receive the payment from C and D and to make

C and D, according to the above public offering on June 4, 2010, in which the Defendant had not been employed as an employee in “H,” the Defendant made false documents related to employment, such as a certificate of employment in the name of “H representative G,” with the content that the Defendant had not been employed as an employee in “H,” and around that time, entered into a false real estate lease agreement with the Defendant, lessor, and lessee, which entered into a false real estate lease agreement with the Defendant, lessor, and lessee, along with the Defendant, and lessor’s wife’s wife.

After that, the Defendant, around June 7, 2010, obtained the above-mentioned documents, real estate lease agreement, etc. from C and D, applied for a loan of 30 million won to employees in charge of loan from the victim's old-gu Seoul Special Metropolitan City, Nowon-gu, Seoul Special Metropolitan City, for a loan of 30 million won to employees in charge of loan of housing lease. The fact is that the Defendant did not intend to lease a house in accordance with the above lease agreement, and that the Defendant did not intend to rent the house from H.