In order to stabilize the residence of homeless workers with no special security, the Ministry of Land, Infrastructure and Transport has operated the system of loans for the entire housing loan with interest rate lower than the market interest rate if a loan is filed with only certain documents such as a certificate of employment, a statement of salary, etc. without any special security, and a deposit contract.

On May 2013, the Defendant, along with C, D, and name weak persons (one person E, one person F), was in charge of false tenant status, and C was in charge of false tenant status, and C was in charge of false landlord status, and the Defendant submitted documents related to false employment and a lease contract to a financial institution, and was able to receive a loan from the financial institution to divide it into two.

Accordingly, around May 29, 2013, at H real estate office located in Gwanak-gu in Seoul Special Metropolitan City, the Defendant entered into a false real estate lease agreement with C, stating that “I 1,00,000,000 won of the deposit deposit for the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the deposit of the money, and received the transfer of the documents related to his employment, such as a false certificate of employment, a certificate of source collection of income tax, and a statement of payment, etc., written as if the Defendant worked in Jate, around June 3

After that, on June 3, 2013, the Defendant applied for a loan of the entire house loan to the employee in charge of the payment of the entire house loan at the 2-dong branch office of the victim bank New Bank in Seoul Special Metropolitan City, Seoul Special Metropolitan City, 206, and submitted a certificate of employment and a lease contract with the above false contents and used the loan as the deposit money.

A false statement was made.

However, since the Defendant did not rent the above house from C, it was thought that the Defendant did not use the loan as the deposit for the deposit for the deposit, distributed the loan to C, D and loan bros and used it as living expenses, etc., and there was no fact that he worked in J test. Therefore, the victim was injured.