However, the execution of the above punishment shall be suspended for one year from the date this judgment becomes final and conclusive.

Telecommunications financial fraud (one-time Bosing) is an organized crime consisting of various stages of organization, such as “total liability” that plans and instructs a total crime, “locks by deceiving and threatening a victim,” “locks by deceiving and threatening a victim,” “locks by soliciting and delivering cash cards, cash accounts, etc.”, “locks by withdrawing or directly receiving the money transferred by the victims from the cash payment date,” “locks by receiving cash from the withdrawal date,” “locks by delivering cash to domestic or foreign total books,” and “locks by delivering deposited criminal proceeds”.

On August 5, 2019, at around 16:50, the Defendant received a proposal that “it is impossible to lend a loan because it falls short of the current repayment ability standard, and request C to act on behalf of the Defendant to act on behalf of the Defendant for 72 hours in the company corporate account,” and then notified the Defendant’s name D (E) account in the name of the Defendant.

At around 09:59 on August 6, 2019, the Defendant sent text messages to the victim F who misrepresented the staff of G bank at a non-place and reported the text messages to the effect that “it is possible to pay KRW 35 million for the government-funded goods.” The Defendant reported the text messages to the victim that “if the credit point is calculated due to the fact that the credit point is the mother, the credit card loan shall be paid immediately after receiving the credit card loan.” On August 7, 2019, the Defendant misrepresented the I bank to the victim H at a non-place, and “on the other hand, it is possible to become the bad credit holder if the existing loan is paid, and it is necessary to pay the loan, in lieu of sending the money.”

However, in fact, the above-mentioned incentive was only the intention to commit the singishing fraud.