1. Fraud against the victim B;

A. On August 2009, the Defendant defraudeded the right to manage the collection of money, etc., the Defendant told the victim B to the effect that “If the victim transferred the right to manage the collected frequency of money operated by the victim at KRW 7 million in premium, the premium will be paid later.”

However, the defendant did not have the intention or ability to pay the premium even if he received the D frequency management right from the victim.

As such, the Defendant, by deceiving the victim, received from the victim the right to manage the said D frequency on the same day, and acquired the amount of pecuniary benefits.

B. The Defendant was the firstman on September 201, 201.

At the same place, the victim stated to the effect that “If you lend money, you will receive bills from her husband who runs construction business in Japan and offer interest higher than that of the bank at a discount.”

However, in fact, the defendant did not have a husband who runs the construction business in Japan, and even if he borrowed money from the victim, there was no intention or ability to pay it.

As such, the Defendant, as well as by deceiving the victim and deceiving the victim, obtained KRW 3 million on the same day from the victim and acquired it by deceptive means, obtained KRW 10 million on May 29, 2012, KRW 15,000 on September 15, 2012, KRW 20 million on September 2012, and KRW 20 million on October 2012, and acquired KRW 63 million in total from the victim as a loan, respectively.

2. On December 20, 2012, the Defendant: (a) stated to the effect that “E works for the company and is receiving KRW 280,000,000 per month,” when filing an application for a loan to the employees of the victim LOCF at a non-place.”

However, the defendant did not work for the above company, and even if he received a loan from the victim company, he did not have the intention or ability to repay it.

The defendant.