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(영문) 춘천지방법원 강릉지원 2019.07.17 2019고단406

전자금융거래법위반

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Defendant shall be punished by a fine of KRW 2,000,000.

When the defendant does not pay the above fine, 100,000 won.

Reasons

Punishment of the crime

In using and managing the means of access, no one may lend the means of access while receiving, demanding or promising any compensation, unless otherwise specifically provided for in any other Act.

Nevertheless, the Defendant, on November 2018, extended a loan to KRW 12 million from a person who was named as “B” employee in the first place of guard.

To make a loan, it is necessary to delete the existing credit inquiry content, so it is necessary to create and send a physical card as the physical card is necessary.

“I hear the horses, and sent a physical card connected to the Cbank account (D) in the name of the Defendant to the designated location by the recipient of the physical card.

As a result, the Defendant promised to provide a means of access in return for an intangible expectation interest that can receive future loans, and lent it to a person who has not been named.

Summary of Evidence

1. Defendant's legal statement;

1. Statement to E by the police;

1. Application of the deposit certificate and the financial data reply statutes;

1. Relevant Article 49 (4) 2 and Article 6 (3) 2 of the Electronic Financial Transactions Act concerning facts constituting an offense;

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;