However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

On September 6, 2018, the Defendant received the E-mail message from the name and influence of the Bosing Financial Fraud Group (hereinafter “Work Loan Counseling Company D”) to the effect that “it is possible to continue a work loan,” and around that time, the Defendant would obtain a loan even at a low credit rating, and would provide a loan of KRW 30 million in a way to increase the transaction performance by depositing the company’s money into the current account in the first name, and then accepted the proposal, and on the 11st day of the same month, notified the Defendant of the F Bank account number (G) and H Bank account number (I), password, transfer limit, etc. in the name of the Defendant.

However, in fact, the Defendant was aware of the fact that the method of lending, which was carried out by the winners of the name, was an emergency because he was well aware of the process of receiving the loan and implementing the loan, was actually aware of the fact that the above "D" is an employee of the Bosing Financial Fraud Group.

Since then, on August 31, 2018, employees of Bosing Financial Fraud Group, such as “D,” made a false call to the victim J, and made a repayment of KRW 15 million at low interest rate of KRW 40 million to KRW 15 million, with a designated account, to transfer an existing loan of KRW 15 million to the designated account. It received a total of KRW 15 million from the victim J on September 13, 2018 from the above F Bank account in the Defendant’s name and received a total of KRW 15 million from the Defendant on September 12, 2018. On September 12, 2018, the victim K obtained a loan from the phone to receive KRW 15 million in return for the immediately increase transaction performance, and notified the victim K of the loan to receive KRW 15 million in lieu of the loan from L’s account.