(However, “creditor” and “debtor” shall be deemed to be “Defendant”. The Plaintiff has partially reduced the amount of claims and damages for delay in accordance with the provision on statutory interest rate under the main sentence of Article 3(1) of the Act on Special Cases Concerning the Promotion, etc. of Legal Proceedings (amended at the date of the first pleading). 2. Decision by service by public notice (Article 208(3)3 of the Civil Procedure Act)