The telephone financial fraud assistance employee in the name of the 2020-Ma1410 refers to the false statement that, by misrepresenting a large number of unspecified victims of telephone calls, he/she would make a low refund loan at a low interest rate, and the employee in other name-free services assumes that he/she was an employee of a lending company that received a loan from the victim, and falsely assumes that he/she was the employee of the lending company that he/she received a loan from the victim, and made a false statement to the effect that "the current loan was a violation of the contract due to the fact that he/she received a substitute loan," and the defendant conspired in order to receive money from the victim as if he/she was the employee of the lending company in accordance with the direction of the telephone financial fraud assistance employee

1. At around 15:28 on April 23, 2020, the name omittedist of forgery of private documents prepared a document file with the Defendant using a computer on the following: (a) on April 23, 2020: (b) on the (i) the (i) the (i) the (ii) the (iii) the (i) the (i) the (ii) the (i) the (ii) the (iii) the (i) the (i) the (ii) the (ii) the (ii) the (iii) the (iii) the (iv) the (iii) the (v) the (v) the (v) the (v) the (v) the (v) the (v) the (v) the (v) the (v) the (v) the (v) the (v) the (v) loan amounted to KRW 14,01,921, and (v) the (v) the (v) the (v) the (v) the (i) the (v) the (v) the (v) the (i) the (i) the (v)

As a result, the Defendant forged a certificate of full payment in the name of (E) the private document related to rights and duties for the purpose of exercising in collusion with the above person who was in a false name.

2. On April 20, 2020, the non-official in charge of fraud and the uttering of the above investigation document falsely assumes the victim C by telephone at a non-permanent location and falsely assumes that “I will proceed with a refund loan of 14 million won or more per annum and 3% per annum on the existing loans received from E,” and the employee in charge of credit in another name is called E.