[criminal history] The Defendant was sentenced to four months of imprisonment with prison labor at the Cheongju District Court on December 21, 2012 due to a crime of violation of the Act on the Aggravated Punishment, etc. of Specific Crimes (Egressing Vehicles), and the judgment becomes final and conclusive on February 15, 2013.

[2] The Defendant, upon receiving a loan from a bank as collateral, abused the fact that a certain amount of money is not subject to strict review such as requesting appraisal and assessment. The Defendant: (a) purchased the land in Chungcheongnam-si and requested the seller to purchase the land in Chungcheong-si; (b) prepared a written contract for purchase and sale with a certain amount of money; and (c) intended to purchase the land as if he/she would purchase the land to purchase the land for real estate development projects; and (d) intended to purchase the land as if he/she applied for a loan from the bank as collateral, he/she would receive the loan from the bank by submitting the said written contract for sale and purchase; (b) Do, Do, in which he/she would obtain the loan from the bank; and (c) Do, Do, in which he/she would obtain the loan; and (d) offered the name at the time of purchase, loan application

Accordingly, the defendant is subject to D,

1. On May 7, 2012, in submitting a real estate sale contract, the buyer submitted to E, the seller, the seller, and the sale price of which was KRW 50,00,000,00 as security, and filed an application for a loan of KRW 50,00,000 from the damaged person’s bank account on May 7, 2012, when submitting a real estate sale contract, wherein the buyer actually entered into a sales contract of KRW 32,00,000 with respect to the land of KRW 2,136,00 square meters in the victim’s credit cooperative office located in 146, a Y-ro, a Y-ro, a Y-ro, a Y-si, a Y-si, and the buyer actually entered into a sales contract of KRW 32,00,000 in the name of D.

2. On May 2012, 2012, E, a loan employee, at the office of the victim's first credit cooperative office, such as Haman No. 1, to whom the loan employee was the employee, 5.00 Before the seller H and the Haju-si.