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(영문) 광주지방법원 2020.10.23 2018나63128

보험금

Text

The part against the defendant in the judgment of the first instance shall be revoked.

The plaintiff's claim against the above cancellation shall be dismissed.

Reasons

Basic Facts

(1) On September 8, 200, C concluded D with the Defendant, the insured, and the beneficiary upon injury as the Plaintiff, and entered into a special agreement for hospitalization (hereinafter “instant insurance contract”). Of the insurance money stipulated in the instant insurance contract, the relevant part of the insurance money is as follows.

The amount of surgery's benefits: 5 million won per surgery when a surgery is conducted accompanied by hospitalization for the purpose of treating cancer, sastre-related diseases, and sastre-related diseases: cancer, sastre-related diseases, and 40,000 won per day (120 days limit) for more than 3 days and 40,000 won per day when he/she continues to be hospitalized for more than 4 days due to sastre-related diseases: 10,000 won per day (120 days limit) for more than 3 days when he/she is hospitalized for more than 4 days due to a disease or a disaster (attached Table 1 and 1] (2) of the terms and conditions of the insurance contract of this case as follows:

Article 16 (Definition and Place of “Hospitalization”) The term “inpatient” in this contract means that a person qualified as a doctor, dentist or herb doctor is admitted to require medical treatment due to cancer, upper cancer, saves-related disease, saves-related disease, saves-related disease or disaster, and it is difficult to provide medical treatment at his own home, etc. and is transferred to a domestic hospital or a foreign medical institution recognized by the company as equivalent thereto under the control of a doctor.

(3) On January 12, 2018, the Plaintiff received an external shock crypt crypt crypt crypt cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cryp cry

(hereinafter referred to as “the second compromise,” and in the event that it is not necessary to divide the first and second offset, it shall be referred to as “the instant offset”). (4) The Plaintiff is on the date of the first offset.

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