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(영문) 대구지방법원 2012.09.11 2012고단3530

대부업등의등록및금융이용자보호에관한법률위반등

Text

Defendant shall be punished by a fine of KRW 8,000,000.

If the defendant does not pay the above fine, 50,000 won shall be paid.

Reasons

Punishment of the crime

The Defendant is a person who works as an employee of the Daegu Suwon-gu Real Estate B, and engages in a credit business without registration that produces advertising leaflets in the trade name of “C” without a credit business office from the beginning of the beginning of 2011, and conducts public relations activities or lends money to a person who was introduced from the other person for interest.

1. Violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users;

A. On March 24, 2011, the Defendant violated the restriction on the interest rate by lending money under the condition that the full amount of the loan is repaid at maturity on a monthly interest rate of 100,000 won, after deducting 3 million won from the prior interest rate of 3,40,000 won from the victim E (the age of 22 years), with a loan of 3 million won to the victim E (the age of 22) in the Daegu Suwon-gu D Building No. 203 on March 24, 2011.

Accordingly, the Defendant run a unregistered credit business by collecting interest of 516.19% per annum exceeding the statutory interest rate.

B. The defendant under the same year

5. Around 20. 20. 20. 20. 20. 20. 20. 20. 3.0,000 won was extended to the Victim E (n, 22 years of age) and 3.60,000 won was deducted, and the restriction on the interest rate was violated by lending money

Accordingly, the Defendant run a unregistered credit business by collecting interest of 711.03% per annum exceeding the statutory interest rate.

2. The Defendant in violation of the Fair Collection of Claims Act lent the money to the victim E (n, 22 years of age) to the victim E (n, 22 years of age) and then, the victim was to receive the money remaining after being aware of the fact that he had hedging with the male family.

During that period, when the victim's male-gu F was unable to receive money because the victim's male-gu F did not contact, the victim's contact address was known and received money from the victim, upon request from G (W) who was known to ordinary people, the victim's parents were called on his house to find out the victim's cell phone number.

The defendant on February 2012.