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(영문) 수원지방법원 안양지원 2015.10.15 2015고정615

대부업등의등록및금융이용자보호에관한법률위반등

Text

Defendant shall be punished by a fine of KRW 8,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

[2015 High Court Decision 2015Da615] Defendant A lent money in the number of days with 28 million won, and Defendant B offered to run a credit business by taking charge of collecting money borrowed.

1. Any person who intends to operate an unregistered credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Metropolitan Autonomous City Mayor, Do Governor, or Special Self-Govern

Nevertheless, on January 19, 2012, the Defendant, in collusion with B, did not register the credit business without registering the credit business. Around February 19, 2012, the Defendant used credit business without registering the amount of KRW 5 million to C from the Class 2 underground floor of the Scenario 2, and one million won to D in the Anyang-si, Ansan-si, Ayang-si.

2.In collusion with B, the maximum interest rate shall not exceed 30% per annum, in the event that an unregistered credit service provider gives or receives excess interest, and the Defendant shall not in collusion with B:

A. A. Around January 19, 2012, around 2012, an agreement is agreed to have C repaid KRW 100,000 each day for 60 days while lending KRW 5 million from the smuggling underground level to C, and a payment of KRW 3.85,00 won is made;

B. A loan of one million won to D in an Ansan market around February 2012 shall be paid in KRW 20,000 on a daily basis for 60 days, and one million won shall be agreed to be repaid for 60 days;

C. Around February 28, 2012: (a) loans of KRW 10 million to C from the fourth underground floor of the smuggling to be paid KRW 200,000 per day on a 60-day basis; (b) paid KRW 710,000 per day;

D. Around April 2, 2012, around April 2, 2012, a person agreed to borrow KRW 13 million to C, and agreed to receive KRW 260,000 per annum and paid KRW 6,320,000 per annum for 60 days, thereby receiving interest exceeding the statutory interest rate.

[2015 High Court Decision 616]

3. On October 15, 2012, from around 06:00 to around 06:20 of the same day, the Defendant interfered with the operation of the Defendant: (a) was fluored with B and horse fighting at the main points of G G operated by the Victim F in the Gu E during the Ansan-si from around October 15, 2012; (b) was fluored on the floor by gathering alcohol on the table; and (c) was an employee of the said main points.