(4) Article 150 of the Civil Procedure Act provides that “A creditor shall be deemed to be a “Plaintiff,” and “debtor” shall be deemed to be a “Defendant,” respectively. 2. Article 208(3)2 of the Civil Procedure Act provides that “A creditor shall be deemed to have presented the original copy of the payment order and a formal written objection.”

3. Under the main sentence of Article 3 (1) of the Act on Special Cases concerning the Promotion, etc. of Legal Proceedings (wholly amended by Presidential Decree No. 29768, May 21, 2019; effective June 1, 2019); and Article 2 (2) of the Addenda of the same Act, only recognize damages for delay calculated at the rate of 12% per annum, which is the amended statutory interest rate, from June 1, 2019 to the date of full payment; and the exceeding part is dismissed.