From March 13, 1996 to December 10, 2014, the Defendant purchased a total of 27 insurance policies, including one of the victim Samsung T&T insurance companies, two of the victim Samsung Life Insurance Co., Ltd., two of the wind healthy life insurance, one of the non-dividendless, and one of the flexible CI insurance for non-distribution of the victim.

As the above insurance company is difficult to make a substantial judgment on the necessity of hospitalization for the insured and the adequacy of the hospitalization period, the Defendant confirmed only the medical certificate submitted by the insured, the certificate of hospitalization, etc. and, using the fact that the Defendant paid insurance money to the beneficiary, attempted to receive the insurance money by means of receiving unnecessary long-term hospital treatment, even though it is a disease that can receive hospital treatment or hospital treatment for the purpose of receiving the daily admission

From August 16, 2008 to August 22, 2008, the Defendant hospitalized D Hospital located in Nam-gu Incheon Metropolitan City for seven days under diagnosis of urology, etc. from around that time to February 23, 2015, the Defendant was hospitalized for about 20 days in total from around 48 times of disease and 48 days in total from around the time of the following crimes:

However, the name of the Defendant’s disease is high blood pressure, urology, and conical signboard escape symptoms, and most of the treatment methods during hospitalization do not require hospitalization but for preserved treatment, and there was symptoms that do not require long-term hospitalization. While being hospitalized, the Defendant did not have serious disease to the extent that he was actually hospitalized for an actual long-term period, such as staying out and going out for a considerable period of time.

Nevertheless, around October 7, 2008, the Defendant submitted a medical certificate that the Defendant hospitalized the victim Samsung Fire Insurance Co., Ltd. and Samsung Life Insurance Co., Ltd. into D hospital as above, and submitted a written confirmation of entrance and discharge, which is believed to be true, and KRW 450,000,000,000,000,000,00