Of the facts charged in the instant case, each of the facts charged is the use of each private document, and each of the above investigation documents.

[criminal records] On September 17, 2010, the Defendant was sentenced to six months of imprisonment for a crime of invalidation of an indication in the line of duty at the Seoul Central District Court, and the said judgment became final and conclusive on January 21, 201, and completed the enforcement of the sentence at the Seoul Detention Center on March 16, 2011.

[2015 Highest 2142] The Defendant, along with the representative G of the Dispute Resolution Committee, who is a sales agency for E apartment complex sales, was asked on September 2013 to the effect that I, who was the North Korean defectors from H, the North Korean defectors of the same highest direction as H, in early 2013, attempted to offer a fraudulent loan in a disguised manner as I received a loan for apartment purchase price in the name of the company.

Accordingly, H is responsible for preparing and withdrawing loan documents, and I is responsible for the role of apartment purchaser by signing on loan documents, and the defendant is responsible for preparing and leading the general plan, such as the preparation of bank passbooks, the invitation of human investment, and the contact with financial institutions, and G is recruited to take charge of the role of apartment seller.

According to the above public offering, H obtained a certificate of personal seal impression, resident registration certificate, business registration certificate, income verification certificate, health insurance payment slip, etc. necessary for loans from I on September 2013, 201, and delivered it to the Defendant. The Defendant: (a) instructed L, a loan consultant affiliated with L, the victim K, which is located on the 7th floor of J building in Jung-gu, Seoul, Seoul, to obtain a loan as if he/she sold and sold to G 112 Dong and 1104 of the Seoyang-gu, Busan, Seoyang-gu, 104 to G on October 17, 2013; (b) G, along with I around October 17, 2013, intends to sell the above apartment to I.

The phrase “I submit the I’s loan documents,” and I received the above apartment complex from G at the same time and place as G, and offered it as security and received a loan.